Internal Revenue Service (IRS) · United States

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Form 4506-T, Request for Transcript of Tax Return

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Quick answer

IRS Form 4506-T, Request for Transcript of Tax Return, lets a taxpayer ask the IRS to send a free transcript of a return, account, record of account, wage and income data, or verification of nonfiling. It is filed by taxpayers (or authorized parties) who need transcripts for loans, financial aid, or recordkeeping. JustFill fills Form 4506-T online for free, right in your browser.

Form
Form 4506-T
Issued by
Internal Revenue Service (IRS)
Country
United States
Cost to fill
Free

What is Form 4506-T?

Form 4506-T, Request for Transcript of Tax Return, is the IRS form you use to request a free transcript instead of a full copy of a filed return. Unlike Form 4506 (which delivers a paid copy of the actual return), the 4506-T delivers transcripts: a tax return transcript, tax account transcript, record of account, wage and income transcript built from Forms W-2 and 1099, or a verification of nonfiling letter. Lenders, colleges, and government agencies frequently ask for these transcripts to confirm income or filing history, and they are issued at no charge. The current revision is dated April 2025 (OMB No. 1545-1872). The single-page form must be signed and reach the IRS within 120 days of the signature date. JustFill opens the official 4506-T in your browser, where AI detects each field so you can type or dictate every answer, even on a scanned or printed PDF, with no Adobe software required.

Download the Form 4506-T form PDF — free

The official, free PDF of Form 4506-T and its line-by-line instructions live on irs.gov at the About Form 4506-T page. JustFill opens that official PDF in your browser so you can fill it on any device with no Adobe Acrobat or other software.

Get the official Form 4506-T PDF from Internal Revenue Service (IRS)

Who fills out Form 4506-T?

  • A mortgage or loan applicant whose lender wants IRS transcripts to verify reported income.
  • A student or parent completing financial aid verification who must supply a tax return transcript.
  • A taxpayer who lost or never kept a copy of a past return and needs the IRS record.
  • A small-business owner requesting wage and income transcripts to reconcile W-2 and 1099 totals.
  • Someone who needs a verification of nonfiling letter to prove no return was filed for a given year.

Field-by-field breakdown

What each section of Form 4506-T asks for. JustFill’s AI will detect these fields automatically when you upload the PDF — review the breakdown below so you know what to enter.

Line 1a / 1b — Taxpayer name and TIN

Enter the name shown on the tax return (the first name listed on a joint return) and that person's SSN, ITIN, or EIN.

Line 2a / 2b — Spouse name and TIN

On a joint return, enter the spouse's name and their SSN or ITIN exactly as shown on the return.

Line 3 / Line 4 — Current and prior address

Line 3 is your current name and mailing address; Line 4 is the previous address from the last return if it differs from Line 3.

Line 5 — Customer file number

Optional 10-digit reference number a third party (such as a lender) may ask you to enter so they can match the transcript to your file.

Line 6 — Transcript type (6a/6b/6c)

Enter the tax form number (1040, 1065, 1120, etc.), then check exactly one box: 6a Return Transcript, 6b Account Transcript, or 6c Record of Account.

Line 7 — Verification of Nonfiling

Check this box to request proof that the IRS has no record of a filed Form 1040-series return for the year.

Line 8 — Wage and Income transcript

Check this box for a transcript of data from Forms W-2, 1099 series, 1098 series, or 5498 series.

Line 9 / Signature — Year or period and sign here

Enter the ending date of each tax year or period requested (mm/dd/yyyy), then sign, date, and add the phone number; the form must reach the IRS within 120 days of signing.

Common mistakes to avoid

  • 1Checking more than one box on Line 6 — the IRS allows only one transcript type per request line, so multiple checks get the form rejected.
  • 2Signing the form before completing every applicable line; the IRS may reject a 4506-T that is incomplete or illegible at signing.
  • 3Entering the year or period in the wrong format on Line 9 — use the period ending date as mm/dd/yyyy (for a calendar-year 2018 Form 1040 transcript, enter 12/31/2018).

How JustFill helps you complete Form 4506-T

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Frequently asked questions

Yes. The IRS provides Form 4506-T at no charge, and the transcripts it requests are also free (unlike the paid copies from Form 4506). JustFill lets you fill the form online for free as well.
Download the current April 2025 PDF from the IRS About Form 4506-T page on irs.gov. You can also open it straight into JustFill and start typing without downloading Adobe.
Yes. JustFill loads the official 4506-T in your browser, uses AI to detect every line and checkbox, and lets you type or dictate your answers, then download the completed PDF to mail or fax to the IRS.
It requests a free IRS transcript: a return transcript, account transcript, record of account, wage and income transcript, or verification of nonfiling letter, often needed for a loan, financial aid, or your own records. JustFill makes completing it quick and legible.
Form 4506-T is the taxpayer's own request for a free transcript, while Form 4506-C (IVES Request for Transcript) is used by authorized third parties like lenders to pull transcripts through the IRS Income Verification Express Service. If your lender hands you a 4506-C instead, JustFill can fill that one too.
Complete Lines 1-9, check the transcript type you need, sign and date within 120 days, then mail or fax the form to the IRS address listed in the instructions for your state; the transcript is mailed to your address of record. Fill it accurately in JustFill first to avoid a rejection.

Official source: Form 4506-T on Internal Revenue Service (IRS)’s website

JustFill is an independent product and is not affiliated with, endorsed by, or sponsored by Internal Revenue Service (IRS) or any government agency. Always verify your completed form on the official version before signing or submitting.