Form 4506-C: IVES Request for Transcript of Tax Return
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Form 4506-C, IVES Request for Transcript of Tax Return (Rev. 10-2022, the only version the IRS accepts), authorizes an IRS-approved IVES participant — usually your mortgage lender or its verification vendor — to receive your tax transcripts. You confirm name, TIN and address (lines 1–4), the lender fills lines 5a–5d, you set transcript type and periods (lines 6–8), check the attestation box and sign. The lender submits it; the IRS must receive it within 120 days of your signature. JustFill opens the IRS PDF in your browser and includes the first clean completed download at no charge.
Tax form 4506-C authorizes the IRS to release your tax return transcripts to a third party — typically a lender — through the Income Verification Express Service (IVES). Mortgage lenders, student loan servicers, and underwriters list themselves as the IVES participant on Line 5a so they can verify income directly with the IRS instead of relying on borrower-supplied W-2s or returns. Form 4506-C replaced Form 4506-T for IVES orders on May 1, 2021, and since March 1, 2023 only the October 2022 revision is accepted. If you searched for a 4506-C data extractor or OCR: JustFill fills a blank 4506-C; its free PDF form fields tool lists the values typed into the fillable IRS PDF, but it does not OCR scanned or faxed copies.
The blank Form 4506-C is a free fillable PDF at irs.gov/pub/irs-pdf/f4506c.pdf — two pages, form plus instructions, Rev. 10-2022; the old "About Form 4506-C" page has been removed and the IRS now points to its IVES pages. In practice your lender sends you a copy with lines 5a–5d already filled in; use that one, because the IVES participant ID and SOR mailbox ID are theirs. Upload it to JustFill to complete lines 1–4, 6–8 and the signature block on screen and download it; the first clean completed download is included at no charge. Do not mail or fax the form to the IRS yourself — the IVES participant faxes it with a cover sheet to its assigned IRS service center or enters it in the IVES online system.
Get the official Form 4506-C PDF from IRSWhat each section of Form 4506-C asks for. JustFill’s AI will detect these fields automatically when you upload the PDF — review the breakdown below so you know what to enter.
Current first name, middle initial and last name in three boxes (a business enters its company name in the last-name box). If your last return showed a different name, put that on line 1c.
Your SSN or ITIN with dashes for an individual, or the EIN for a business named on line 1a.
Only when the spouse's own transcripts are requested and the spouse will sign: current name (2a), TIN (2b) and any previous name (2c). A spouse who is listed but does not sign gets the form rejected.
IVES participant name, IVES participant ID number, SOR mailbox ID and address — the lender fills this in. Line 5b (customer file number) and 5c (unique identifier) are optional lender references of up to 10 characters; line 5d, the client company that will use the transcripts, cannot be blank or "N/A".
Enter one tax form number (1040, 1065, 1120…) and tick 6a Return Transcript, 6b Account Transcript or 6c Record of Account. Wage and income documents (W-2, 1099, 1098, 5498) are line 7, where 7a can limit the request to three form types and 7b picks which listed taxpayer.
The ending date of each tax year or period in mm dd yyyy format, up to four periods (for example 12 31 2025 for calendar year 2025). Return transcripts cover the current and three prior processing years; wage and income data can go back about ten years.
Check the attestation box (the form is not processed if it is unchecked), then sign, date and give a phone number. At least one spouse signs a joint-return request, but if both spouses are listed on lines 1a–1b and 2a–2b both must sign. Mark "signed by an Authorized Representative" only with a Form 2848 attached, and the electronic-signature box only if you signed electronically through a participant authorized for e-signatures.
A fictional borrower, Jordan Q. Example, is applying for a mortgage. The lender, an IVES participant, has pre-filled lines 5a–5d and asks for two years of 1040 return transcripts plus W-2 and 1099 data. Every value is invented and identifiers are masked.
JORDAN / Q / EXAMPLE
First name, middle initial and last name in the three boxes; a business would put its company name in the last-name box.
•••-••-1234
SSN or ITIN with dashes (EIN for a business). Masked on purpose.
Left blank
Only if the last return filed showed a different name.
Left blank
List a spouse only when the spouse's own transcripts are requested and the spouse will sign; the IRS rejects forms with a listed spouse and no spouse signature.
100 SAMPLE STREET APT 2 / AUSTIN / TX / 78701
Left blank
Only if the last return showed a different address; if it did and you have not told the IRS, file Form 8822 with the request.
Example Mortgage LLC / ID ••••••• / SOR mailbox ••••••• / 1 Lender Plaza, Sample City, TX 78702
The lender fills this in; the participant ID and SOR mailbox ID are theirs, not yours.
Loan ref 20260•••• / blank
Optional lender references, up to 10 characters, never an SSN or EIN.
Example Mortgage LLC, (512) 555-01••, same address
Cannot be blank or "N/A"; when the lender orders for its own use it repeats its own details here.
1040 — box 6a Return Transcript
One tax form number per request; 6b is the account transcript and 6c the record of account.
7a: W-2, 1099 / 7b: Line 1a box checked
Up to three information-return types; if 7a is empty all forms are sent.
12 31 2025 / 12 31 2024
Ending date of each period in mm dd yyyy; the lender asked for the last two calendar years.
Attestation box checked / signature / 09 02 2026 / (512) 555-02•• / JORDAN Q EXAMPLE
The form is not processed if the attestation box is empty. Tick the electronic-signature box only if you signed electronically through a participant authorized for e-signatures.
These values are made up. They are here to show what belongs on each line, not to be copied — every name, number, and address on your own Form 4506-C has to be your own.
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Official source: Form 4506-C on IRS’s website
Edition checked: Form 4506-C (Rev. 10-2022), OMB 1545-1872, Catalog 72627P — the only version IVES accepts since March 1, 2023. Verified against the official source on .
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