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Form 3911: Taxpayer Statement Regarding Refund

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Quick answer

IRS Form 3911, Taxpayer Statement Regarding Refund (Rev. October 2022), starts a refund trace when a refund the IRS already issued never arrived, or the check was lost, stolen or destroyed. You give your name, TIN and address, the tax period, the type and amount of refund, tick why you need the trace and sign — both spouses on a joint return. It goes by mail or fax to the IRS Refund Inquiry Unit for your state; every fax number and address is listed below. With JustFill you upload the blank IRS PDF, the AI auto-detects every field, you type or dictate your details, and the first clean completed PDF download is included at no charge.

Form
Form 3911
Issued by
IRS
Country
United States
Free allowance
First clean download
Official edition
Form 3911 (Rev. October 2022), Catalog Number 41167W, OMB 1545-1384
Source checked

What is Form 3911?

IRS Form 3911 is how you ask the IRS to trace a refund you were owed but never received. JustFill makes it fillable in your browser. You file it after the normal refund timeframe has passed: the IRS says a paper check should arrive within 4 weeks of the issue date shown in "Where’s My Refund?" or your IRS online account. Single, head-of-household and married-filing-separately filers can start a current-year trace in that tool, the IRS2Go app or on the automated line 800-829-1954 without any form; Form 3911 is the route for joint returns (which cannot use the automated systems), prior-year refunds, and direct deposits that never reached the bank. The form captures the tax year, the type of refund (check or direct deposit), confirmation that you did not receive or could not cash it, and your current contact details so the IRS can investigate and reissue the payment.

Download the Form 3911 form PDF — free

The current Form 3911 is the October 2022 revision (Rev. 10-2022): a one-page fillable PDF plus the Privacy Act notice, free from the IRS at irs.gov/pub/irs-pdf/f3911.pdf. There are no separate instructions — the "where to send" list lives on the IRS About Form 3911 page and is reproduced below. Upload the blank PDF to JustFill to type your details, tick the right boxes and download the completed form; the first clean completed download is included at no charge. Then print, sign (both spouses for a joint return) and fax or mail it to the Refund Inquiry Unit for your state.

Get the official Form 3911 PDF from IRS

Who fills out Form 3911?

  • Taxpayers whose paper refund check was lost, stolen, or never delivered
  • Filers whose direct-deposit refund never reached their bank account
  • People the IRS asked to submit Form 3911 to start a refund trace
  • Anyone whose refund status shows "issued" but who never actually received the money

Field-by-field breakdown

What each section of Form 3911 asks for. JustFill’s AI will detect these fields automatically when you upload the PDF — review the breakdown below so you know what to enter.

Section I, lines 1–3 — Taxpayer information

Your current name, taxpayer identification number (SSN or ITIN for individuals, EIN for a business), current address and a phone number where the IRS can reach you between 8 a.m. and 4 p.m. On a joint return, enter both spouses on lines 1 and 2.

Section I, lines 4–6 — Name and address on the return, representative

Line 4: the name(s) and address exactly as they appeared on the return, or N/A if nothing changed. Lines 5–6: the name and address of a representative you authorized to receive the check, if any.

Section I, line 7 — Type of return, tax period and refund

Individual or business return (with the form number), the tax period, whether you expected a check or a direct deposit, the refund amount and the date you filed. For a direct deposit, also the bank name, account type, routing number (RTN) and account number. Complete a separate Form 3911 for each refund.

Section II, lines 8–9 — Refund information

Check every box that applies on line 8: you did not receive a refund, or you received a check that was lost, stolen or destroyed. Line 9 is for a check you received and endorsed — the IRS cannot replace an endorsed check that someone else cashed, because no signature was forged.

Header — reply date and fax number

The lines "in reply to your inquiry on" and "fax the form to" at the top are for the IRS to complete when it mails you the form. If you start the trace yourself, leave them blank and use the fax number or address for your state from the table below.

Section III, lines 10–11 — Certification

Sign and date under penalties of perjury, promising to return one refund if you end up with two. Both spouses must sign before the IRS will begin a trace on a joint-return refund. For a business, the person authorized to sign the check signs line 10 and enters their title on line 11.

Common mistakes to avoid

  • 1Filing Form 3911 too early — the IRS says a paper check should arrive within 4 weeks of the issue date shown in Where’s My Refund; for a direct deposit, check with your bank first and file once 5 calendar days have passed with no deposit.
  • 2Forgetting the second signature on a joint return — both spouses must sign.
  • 3Sending it to the wrong IRS unit, or faxing other documents with it — use the Refund Inquiry Unit for your state (business returns: Cincinnati east of the Mississippi, Ogden west), and send nothing but Form 3911 to those fax numbers.
  • 4Using Form 3911 for a refund that has not been issued yet — it traces a payment the IRS already sent; a return still processing needs Where’s My Refund, not a trace.
  • 5Combining refunds on one form — the IRS wants a separate Form 3911 for each refund you are asking about.
  • 6Tracing a check you still have — a refund check not cashed within one year of its issue date can no longer be cashed; the form says to contact the IRS for instructions on returning it instead.

Form 3911 example — what a filled-out form looks like

A single filer in Texas filed her 2025 Form 1040 in February 2026 and asked for a paper check. Where's My Refund shows a $1,842 refund issued on 04/10/2026, but more than four weeks later nothing has arrived. She completes Form 3911 herself — the IRS did not mail it to her — and faxes it to the Austin Refund Inquiry Unit.

Top of the form — "in reply to your inquiry on" and "fax the form to"

Left blank

These lines are for the IRS to complete when it mails you the form. Starting the trace yourself, leave them empty; the form lets you mark anything that does not apply as N/A.

Line 1 — Your name and taxpayer identification number

JANE M DOE · SSN •••-••-••••

Name exactly as on the return. Individuals use an SSN or ITIN; a business uses its EIN.

Line 2 — Spouse's name and TIN

N/A

Only for a joint return. If a name goes here, that spouse must also sign on line 11 — the IRS will not begin a trace on a joint refund with one signature.

Line 3 — Current address and daytime phone

100 Sample St, Apt 4, Austin, TX 78701 · (512) 555-01•• (8 a.m.–4 p.m.)

Where the replacement check will go. The form asks for a number where you can be reached between 8 a.m. and 4 p.m.

Line 4 — Name and address as shown on the return

N/A

Only if you moved or changed your name since filing; otherwise the form says to enter N/A.

Lines 5–6 — Representative

Left blank

Only if you authorized someone else to receive your refund check.

Line 7 — Type of return, tax period, type of refund

☑ Individual · Tax period: 2025 · ☑ Check · Refund amount: $1,842.00 · Date filed: 02/14/2026 · bank fields blank

One Form 3911 per refund. For a missing direct deposit you would tick Direct Deposit and give the bank name, account type, routing (RTN) and account number the refund should have reached.

Section II, line 8 — Refund information

☑ I didn't receive a refund

Tick every box that applies: never received, or received a check that was lost, stolen or destroyed. Line 9 (received and signed the check) is a different case — an endorsed check that someone else cashed is not replaced.

Section III, lines 10–11 — Certification

Line 10 signed · 05/18/2026 · Line 11 blank

You sign under penalties of perjury and promise to return one refund if you receive two. Line 11 stays empty because the return was not joint; a business enters the signer's title there.

Where it goes

Fax 855-203-7538 — Austin Refund Inquiry Unit (Texas)

Pick the unit for your state from the table on this page; those fax lines accept nothing but Form 3911. Mailing it to 3651 S IH 35 STOP 6542, Austin, TX 78741-7855 works too.

These values are made up. They are here to show what belongs on each line, not to be copied — every name, number, and address on your own Form 3911 has to be your own.

Where to send Form 3911 — fax numbers and mailing addresses

Use the IRS Refund Inquiry Unit for the state you live in. Business returns go to Cincinnati (east of the Mississippi, plus Arkansas and Louisiana) or Ogden (west of the Mississippi, plus Wisconsin). Do not send anything other than Form 3911 to these fax numbers; if the IRS mailed you the form, use the fax number or envelope it gave you.

Andover Refund Inquiry Unit

Use this if the address is in: Maine, Maryland, Massachusetts, New Hampshire, Vermont

Fax
855-253-3175
Mail to
310 Lowell St, Mail Stop 666, Andover, MA 01810

Atlanta Refund Inquiry Unit

Use this if the address is in: Georgia, Iowa, Kansas, Kentucky, Virginia

Fax
855-275-8620
Mail to
4800 Buford Hwy, Mail Stop 112, Chamblee, GA 30341

Austin Refund Inquiry Unit

Use this if the address is in: Florida, Louisiana, Mississippi, Oklahoma, Texas

Fax
855-203-7538
Mail to
3651 S IH 35 STOP 6542, Austin, TX 78741-7855

Brookhaven Refund Inquiry Unit

Use this if the address is in: New York

Fax
855-297-7736
Mail to
1040 Waverly Ave, Mail Stop 547, Holtsville, NY 11742

Fresno Refund Inquiry Unit

Use this if the address is in: Alaska, Arizona, California, Colorado, Hawaii, Nevada, New Mexico, Oregon, Utah, Washington, Wisconsin, Wyoming

Fax
855-332-3068
Mail to
3211 S Northpointe Dr., Mail Stop B2007, Fresno, CA 93725

Kansas City Refund Inquiry Unit

Use this if the address is in: Arkansas, Connecticut, Delaware, Indiana, Michigan, Minnesota, Missouri, Montana, Nebraska, New Jersey, Ohio, West Virginia

Fax
855-344-9993
Mail to
333 W Pershing Rd, Mail Stop 6800, N-2, Kansas City, MO 64108

Memphis Refund Inquiry Unit

Use this if the address is in: Alabama, North Carolina, North Dakota, South Carolina, South Dakota, Tennessee

Fax
855-580-4749
Mail to
5333 Getwell Rd, Mail Stop 8422, Memphis, TN 38118

Philadelphia Refund Inquiry Unit

Use this if the address is in: District of Columbia, Idaho, Illinois, Pennsylvania, Rhode Island

Fax
855-404-9091
Mail to
2970 Market St, DP 3-L08-151, Philadelphia, PA 19104

Austin Refund Inquiry Unit (international)

Use this if the address is in: A foreign country, U.S. possession or territory, an APO or FPO address, filers of Form 2555 or 4563, and dual-status aliens

Fax
855-203-7538
Mail to
3651 S Interregional Hwy 35, Mail Stop 6542 AUSC, Austin, TX 78741

Cincinnati Refund Inquiry Unit (business returns)

Use this if the address is in: Businesses in states east of the Mississippi, plus Arkansas and Louisiana

Fax
855-307-3124
Mail to
7940 Kentucky Dr, Mail Stop 536G, Florence, KY 41042-2915

Ogden Refund Inquiry Unit (business returns)

Use this if the address is in: Businesses in states west of the Mississippi, plus Wisconsin

Fax
855-578-2550
Mail to
1973 N Rulon White Blvd, Mail Stop 6733, Ogden, UT 84404

Individual filers other than married filing jointly can start a current-year trace without the form in Where's My Refund, the IRS2Go app or the automated line 800-829-1954; joint filers call 800-829-1040 or send Form 3911.

Checked against the official IRS instructions on 2026-09-02. Destinations change — confirm on the IRS page before you send anything.

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Frequently asked questions

Once the normal timeframe has passed and the refund still has not arrived: the IRS says a mailed check should reach you within 4 weeks of the issue date shown in Where’s My Refund or your online account. If you filed as single, head of household or married filing separately, you can start a current-year trace in Where’s My Refund, the IRS2Go app or on the automated line 800-829-1954 without the form; joint filers cannot use the automated systems and either call 800-829-1040 or send Form 3911. For a direct deposit that never landed, contact your bank first and file the form once 5 calendar days have passed with no deposit. The IRS may also mail you the form to complete.
It starts a refund trace. If the original check was not cashed, the IRS cancels it and mails a new one — expect it within 4 weeks of the new issue date (a check more than a year old is reissued with a CP32 notice). If the check was cashed, the Bureau of the Fiscal Service sends you a claim package with a copy of the cashed check, and its signature review can take up to 6 weeks. For a direct deposit, the IRS asks the bank to recover the money; banks have up to 90 days to respond and resolution can take up to 120 days.
To the IRS Refund Inquiry Unit for the state you live in — for example Texas and Florida filers fax 855-203-7538 (Austin), New York 855-297-7736 (Holtsville), California 855-332-3068 (Fresno), Pennsylvania and Illinois 855-404-9091 (Philadelphia). The full state-by-state list with mailing addresses is in the "Where to send" section on this page, taken from the IRS About Form 3911 page on 2026-09-02. If the IRS mailed you the form, use the fax number or envelope it gave you instead. Do not send anything other than Form 3911 to those fax numbers.
Download the current Form 3911 PDF (Rev. October 2022) free from irs.gov/pub/irs-pdf/f3911.pdf, then upload it to JustFill to complete it online without printing; the first clean completed download is included at no charge. The IRS also mails the form to some taxpayers who report a missing refund by phone.
Yes — the worked example on this page walks a single filer through a lost paper check line by line, from the blank header lines to line 10 and the Austin fax number. The values are fictional; copy the structure, not the numbers. A joint return adds the spouse on line 2 and a second signature on line 11, and a direct-deposit trace fills the bank fields on line 7.
The one for the state on your return: Andover 855-253-3175 (ME, MD, MA, NH, VT); Atlanta 855-275-8620 (GA, IA, KS, KY, VA); Austin 855-203-7538 (FL, LA, MS, OK, TX, and foreign or APO/FPO addresses, Form 2555 or 4563 filers and dual-status aliens); Brookhaven 855-297-7736 (NY); Fresno 855-332-3068 (AK, AZ, CA, CO, HI, NV, NM, OR, UT, WA, WI, WY); Kansas City 855-344-9993 (AR, CT, DE, IN, MI, MN, MO, MT, NE, NJ, OH, WV); Memphis 855-580-4749 (AL, NC, ND, SC, SD, TN); Philadelphia 855-404-9091 (DC, ID, IL, PA, RI). Business returns: Cincinnati 855-307-3124 or Ogden 855-578-2550. Verified on irs.gov on 2026-09-02 — the IRS changes these, so check the About Form 3911 page before you fax.

Official source: Form 3911 on IRS’s website

Edition checked: Form 3911 (Rev. October 2022), Catalog Number 41167W, OMB 1545-1384. Verified against the official source on .

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